Texas home loans —
across the Lone Star State.
Smart Mortgage Solutions is a mortgage lender serving homebuyers, homeowners, real estate agents, and investors across all of Texas. From first-time buyers in San Antonio to luxury purchases in Dallas and Austin, we bring local guidance to the Texas Triangle and beyond — with the ability to close in as little as 14 days* and pre-approvals often issued the same day.
Local lending across
every region of Texas.
The state's economic core — Houston, Dallas–Fort Worth, San Antonio, and Austin — for first-time buyers, relocations, and luxury purchases.
- Harris, Dallas, Tarrant, Bexar, Travis counties
- Houston, Dallas, Fort Worth, San Antonio, Austin
- Plano, Frisco, McKinney, Irving, Garland, Arlington
- Jumbo financing for River Oaks, Preston Hollow & Westlake
From the Coastal Bend to the border — coastal homes, second homes, and VA-friendly lending across South Texas.
- Nueces & Webb counties
- Corpus Christi, Padre Island, Laredo
- Coastal & second-home financing
- VA-friendly lending near Texas military communities
From the Permian Basin to the South Plains and the Borderland — primary homes, new construction, and investment properties.
- Lubbock & El Paso counties
- Lubbock, El Paso (the Sun City)
- First-time, new-construction & relocation programs
- Investment & rental properties (DSCR)
Financing for every
kind of Texas buyer.
Texas mortgage
questions answered.
Ready to start your Texas home journey?
Get pre-approved today — no cost, no obligation. Texas borrowers, let's get you to the closing table.