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Now Lending in Greensboro

Greensboro home loans —
Gate City living.

Smart Mortgage Solutions serves homebuyers, homeowners, real estate agents, and investors in Greensboro and Guilford County. From homes near downtown and Fisher Park to neighborhoods around Lindley Park and Friendly Center, we help you navigate financing with clear information about your options — with the ability to close in as little as 14 days* and pre-approvals often issued the same day.

Get Pre-Approved Call (561) 299-5825
Gate City
Guilford County Area
14 days*
Close In As Little As
$832,750
2026 Guilford County Conforming Limit
5.0 ★
Google Review Rating
Greensboro Markets

Local lending across
every Greensboro neighborhood.

Greensboro Neighborhoods

Find a home among established neighborhoods, downtown streets, and nearby communities.

  • Downtown & Southside
  • Fisher Park & Westerwood
  • Lindley Park & Sunset Hills
  • Friendly Center & Irving Park area
Around Greensboro

Explore home options throughout the city and across Guilford County.

  • Homes near Greensboro's downtown
  • Properties near Greensboro Science Center
  • Guilford County property financing
  • Purchase & refinance options
Financing for Greensboro Buyers

Explore loan options for different home styles and ownership plans.

  • First-time & repeat buyers
  • Move-up purchases
  • Condos, townhomes & new construction
  • Investment property financing
DowntownSouthsideFisher ParkWesterwoodLindley ParkSunset HillsIrving ParkFriendly CenterCollege Hill
Loan Programs in Greensboro

Financing for every
kind of Greensboro buyer.

FHA Loans

3.5% down with flexible credit — the most popular path for first-time Greensboro homebuyers.

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VA Loans

0% down for Greensboro's veterans and active-duty service members. No monthly mortgage insurance.

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Conventional Loans

Fixed and ARM options within the local $832,750 conforming limit for strong-credit borrowers.

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Jumbo Loans

High-balance financing for Greensboro's luxury and higher-priced markets above conforming limits.

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DSCR Loans

Qualify on rental income to scale your Greensboro investment-property portfolio.

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Non-QM Loans

Bank statement and alternative-doc programs for Greensboro's self-employed borrowers.

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FAQ

Greensboro mortgage
questions answered.

We work with homebuyers and homeowners in Greensboro and Guilford County, including Downtown, Fisher Park, Westerwood, Lindley Park, Sunset Hills, and Irving Park.
For a one-unit property in Guilford County, the 2026 conforming loan limit is $832,750. The applicable limit depends on the property's county and unit count; confirm the property's county rather than relying only on its city or mailing address.
Greensboro borrowers have access to FHA, VA, conventional, jumbo, Non-QM, DSCR, commercial, private money, and second mortgage / HELOC financing — for primary residences, second homes, and investment properties.

Ready to start your Greensboro home journey?

Get pre-approved today — no cost, no obligation. Greensboro borrowers, let's get you to the closing table.

Start My Application Call (561) 299-5825