Now Lending in Lansing
Lansing home loans —
Michigan's capital city.
Smart Mortgage Solutions is a mortgage lender serving homebuyers, homeowners, real estate agents, and investors across Lansing and Ingham County. From historic homes in Old Town to revitalized blocks in REO Town, we bring local guidance to the state capital — with the ability to close in as little as 14 days* and pre-approvals often issued the same day.
Ingham County
Lansing Coverage
14 days*
Close In As Little As
$832,750
2026 Ingham County Conforming Limit
5.0 ★
Google Review Rating
Lansing Markets
Local lending across
every Lansing neighborhood.
Lansing Neighborhoods
A walkable capital core, historic in-town districts, and established westside streets.
- Downtown & REO Town
- Old Town & the Northside
- Westside & Moores Park
- East Lansing & Okemos nearby
Capital & University Stability
A steady government, healthcare, and university economy with very attainable home prices.
- First-time & affordable programs
- VA-friendly lending
- Ingham County coverage
- Minutes to the Capitol & MSU
Every Kind of Lansing Buyer
From first homes to move-up and investor purchases.
- First-time & move-up buyers
- Historic rehab & renovation loans
- FHA & VA financing
- Investment & rental properties (DSCR)
DowntownOld TownREO TownWestsideMoores ParkNorthsideEastsideEast LansingOkemos
Loan Programs in Lansing
Financing for every
kind of Lansing buyer.
FAQ
Lansing mortgage
questions answered.
We serve homebuyers and homeowners throughout Lansing and Ingham County, including Downtown, Old Town, REO Town, and the Westside, plus East Lansing and Okemos.
The 2026 conforming loan limit is $832,750 in Ingham County, including Lansing. Loan amounts above that limit are financed as jumbo loans, which we offer for the area's higher-priced homes.
Lansing borrowers have access to FHA, VA, conventional, jumbo, Non-QM, DSCR, commercial, private money, and second mortgage / HELOC financing — for primary residences, second homes, and investment properties.
Ready to start your Lansing home journey?
Get pre-approved today — no cost, no obligation. Lansing borrowers, let's get you to the closing table.