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Now Lending in Lakewood

Lakewood home loans —
the west metro at the foothills.

Smart Mortgage Solutions is a mortgage lender serving homebuyers, homeowners, real estate agents, and investors across Lakewood and the west metro. From condos near Belmar to single-family homes in Green Mountain and Bear Creek, we bring local guidance to Jefferson County's largest city — with the ability to close in as little as 14 days* and pre-approvals often issued the same day.

West Metro
Jefferson County Coverage
14 days*
Close In As Little As
$862,500
2026 Jefferson County Conforming Limit
5.0 ★
Google Review Rating
Lakewood Markets

Local lending across
every Lakewood neighborhood.

Lakewood Neighborhoods

Walkable urban infill and established foothills neighborhoods on Denver's west side.

  • Belmar & the Lakewood core
  • Green Mountain & Bear Creek
  • Union Boulevard corridor
  • Applewood & Glennon Heights
Foothills at the Doorstep

Easy access to the mountains, Red Rocks, and miles of open space and trails.

  • Minutes to Red Rocks & the foothills
  • William F. Hayden Green Mountain Park
  • Federal Center & light rail access
  • Jefferson County
Every Kind of Lakewood Buyer

From first condos to move-up homes with mountain views.

  • First-time & move-up buyers
  • Condos, townhomes & new construction
  • VA & FHA financing
  • Investment & rental properties (DSCR)
BelmarGreen MountainBear CreekUnion BlvdApplewoodGlennon HeightsEiberMorse ParkSolterra
Loan Programs in Lakewood

Financing for every
kind of Lakewood buyer.

FAQ

Lakewood mortgage
questions answered.

We serve homebuyers and homeowners throughout Lakewood and the west metro, including Belmar, Green Mountain, Bear Creek, Applewood, and the Union Boulevard corridor, primarily in Jefferson County.
The 2026 conforming loan limit is $862,500 across the Denver metro, including Lakewood. Loan amounts above that limit are financed as jumbo loans, which we offer for the area's higher-priced homes.
Lakewood borrowers have access to FHA, VA, conventional, jumbo, Non-QM, DSCR, commercial, private money, and second mortgage / HELOC financing — for primary residences, second homes, and investment properties.

Ready to start your Lakewood home journey?

Get pre-approved today — no cost, no obligation. Lakewood borrowers, let's get you to the closing table.